45% Expats Make More Than $265k

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Expatriates working in Singapore are doing well economically. 45% of them are earning an income of more than S$265,000, according to the HSBC Expat Explorer Survey 2010.

Note: S$265k = US$200k.

According to the survey report, Singapore is ranked 1st by the proportion of expats who make more $200k USD a year. Bermuda is 2nd with 40% of its expats in the same income bracket. Hong Kong is 3rd with 36%, and Saudi Arabia a close 4th with 35%.

However, if we rank by the proportion of expats with a monthly disposable income of more than US$3,000, Russia is ranked 1st, with Qatar, Bahrain and Saudi Arabia in joint 2nd, Bermuda 5th, UAE 6th and Singapore 7th. China is 8th and Hong Kong 9th.

I guess this means either Singapore’s cost of living is higher, or there are more ways to spend money (and enjoy life) in Singapore.

The HSBC report also mentions that 29% of the expats in Singapore are working in Finance industry. This is more than twice that in the next industry category “Construction/Manufacturing/Utilities”, which has 12%.

So, finance is the way to go, mate.

If you are a foreigner reading this, come to Singapore to work. You have a nearly 50% chance to make US$200k or more!

See also Citizens A Minority in MNCs.

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13 Comments

  1. Inflation at 3.9% on

    Who can be categorized as expats? And how many of them are there in Singapore? 45% of 1000(0) is 450(0) which is nothing, that’s like saying 1 percent of the population is rich.

    Also what’s included in the number? From the disposable income number, I think the Singapore number must have included housing allowances.

  2. dear expat-wannabe, you can renounce your citizenship and migrate to Australia (Perth is good), collecting all your CPF in the process, and one day return to Singapore as a “talent” if you still desire so. you may even be featured in straits times as a singapore-born foreign talent returning to serve! i think quitters-turned-expats are even more highly regarded than expats. so citizens are ranked 6th in singapore, after quitter-expats, expats, PRs, foreign workers and maids.

  3. what is the definition of expat in singapore? As far as know there are so many maids, low-end construction workers from other countries, curious to know the expat definition

  4. Don’t be fooled by these numbers… the top echelon in finance earns >500K USD/yr. This drives up the average income for all other expats who earn considerably less, even American ones.

    It would be nice to see the % of expats broken down by salary range which would uncover the real spread of income for expats.

    Many expats here are earning what locals earn, even in professional industries.

  5. A little clarification about the nomenclature used:

    Magic Circle = top UK law firms (Links, CC, A&O, etc)
    Bulge Bracket = top Wall Street investment banks

    As far as I know, the terms aren’t used interchangeably, because they each have some historical significance in their respective industries. If you do so, you’re obviously not either a legal or finance insider.

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