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Banks have access to your credit payment history. They use the information to assess your creditworthiness – whether you are able to repay your loans or clear your monthly card balance. You can also obtain your own report electronically, as reported in Sunday Times today. First, a quick note on the Credit Bureau Singapore (CBS). [...]
My Paper interviews the co-creator of the “Chicken Soup for the Soul” self-help books. Mark Victor Hansen made his first million at age 35. He’s now an accomplished wealth guru coaching people and giving seminars around the world (obviously making more money). Like other self-help gurus, Mark has advice for people who aspire to be [...]
There is obviously much truth to the title of this post. Just allow me to further substantiate it with my thoughts. First, let me say something about my advice to smart students. The advice still stands, but the whole truth is that if you are smart but poor, it’s so much harder to reach that [...]
Read the full article at The rich get richerA former classmate told me that most investment bankers have relatively short i-banking careers. In fact, many start their second careers in less lucrative sectors before they hit 35. In investment banking, It’s either “up” or “out”. That cruel. So, why am I still waxing lyrical about investment banking? Say you graduate with a good MBA at [...]
Read the full article at Short career in I-BankingThere’s a quite informative and definitely entertaining “edutainment” show on CNBC (Starhub cable channel 15) every Saturday night. It’s called “The Millionaire Inside“. Tonight, the show hosted 4 guests who had these pointers on “how you can also be a millionaire”: Pay yourself first. Put away a sum of money, say 10% or more, every [...]
Read the full article at Watching Millionaire InsideA study by Ohio State University found that people with high IQ (measured) do not necessarily have more net worth than people with below average IQ. Jay Zagorsky who is the researcher behind the study said: “Your IQ has really no relationship to your wealth. And being very smart does not protect you from getting into [...]
Read the full article at High IQ does not equal WealthCPF Board sent out a news release today on CPF changes announced by the government last year. First, the Medisave Contribution Ceiling (MCC) will be raised from $32,500 to $33,000 with effect from 1 July 2006. This means that your Medisave account can hold a maximum of $33,000. Any excess will be channelled out (see [...]
Read the full article at Medisave Contribution Ceiling
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