Investmentat Salary.sg – Your Salary in Singapore |
If you are going to invest in property or just to buy one to live in, you gotta research on the recently transacted property prices. This will help you assess whether you can afford the property, and give you a good gauge on how much money to budget for. Fortunately, there are free online tools [...]
Following up on Tan Kin Lian’s advice on avoiding whole life insurance policies with regular cash payments, here’s a tip that your insurance agent will probably never tell you: Insurance can be de-linked from investment. In other words, it’s possible for you to buy pure insurance – insurance that gives you and your loved ones [...]
Specifically, avoid those whole life insurance policies that come with a cash payment every few years. This advice comes from Mr Tan Kian Lian, the retired CEO of NTUC Income, in My Paper today. He gave an example and computed the overall return to be just 1% per year, even with the regular cash payments [...]
Read the full article at Avoid whole life insurance policiesBusiness Times had an editorial today cautioning investors to “look very closely at the fee structure” when considering funds. Take the the controversial case of CitySpring Infrastructure Fund charging performance fees. BT said: CitySpring’s managers chose to pay themselves most of the management fee in shares, rather than cash. There are investors who think that [...]
Read the full article at When investing in fundsThe Credit Bureau of Singapore (CBS) reveals that the number of people taking up 2 or more mortgages (home loans) has doubled when compared to 2 years ago. This is reported in the Straits Times today. (The credit bureau is set up in 2002 by Association of Banks in Singapore (ABS) and DBIC Holdings Pte [...]
Read the full article at Multiple mortgagesThe Business Times ran an informative article on performance fees charged by investment funds. Although less common in unit trusts, performance fees are part and parcel in Reits and infrastructure funds, such as the newly listed CitySpring Infrastructure Trust. How it works is that if the fund generates a return above a pre-determined benchmark or [...]
Read the full article at Performance feesThere’s an informative article on buying property in the financial adviser column of today’s Sunday Times. I’ll summarize and add my own bits. (Please also refer to my previous post on investing in property.) When buying property, these are the basic pointers: Buy within your means. This is a no-brainer. A general guideline is that [...]
Read the full article at Checklist for buying propertySunday Times reported that Singapore is experiencing a rental boom that has surpassed the previous boom in 2000. The boom is said to be due to “strong demand from foreigners”. However, it has not reached the record set in 1998. According to the rental figures cited in the ST article, a small 2-bedroom is fetching [...]
Read the full article at Rental boomBased on Clemen Chiang’s article in today’s Business Times, the global market is heading for a crash in 2009. He made this claim after analysing US data for “birth peaks” and “spending cycles”. However, Singapore is prepared to face the downturn, as we have the right investments in the right industries. How should we invest [...]
Read the full article at Market crash in 2009: ClemenWhen you have some savings, say $100k or more, it’s time to consider growing your money. One time-tested investment strategy in land-limited Singapore is to invest in property. Short story: Shop around for a good condo. Rent it out. When it appreciates in value, sell out. Long story: How to identify a good condo? Location [...]
Read the full article at Invest in property
» in Salary.sg Forums |
|||
| RatingTitle | Replies | Views | |
 |
Getting MBA worth? | 0 | 1 |
|
Banking for HNWI / Private Banks | 0 | 26 |
|
Constituency Manager (People...
( 1 2 3... Last Page)
|
55 | 5,381 |
|
I versus Foreign Talent
( 1 2 3... Last Page)
|
32 | 3,513 |
|
What do you spend your salary on ?
( 1 2)
|
15 | 1,581 |
 |
|
You are currently browsing the archives for the Investment category.
. reasons are obvious if you scroll down this forum –...