Investmentat Salary.sg – Your Salary in Singapore |
As simple as it sounds, it can be quite hard to actually execute the age old adage that you should always buy low and sell high. Or is it buy high and sell higher? How do you know when is the right time to buy? After you buy, when should you sell? Should you buy [...]
What goes up must come down. It’s either sooner or later. The stock market and property market have been booming lately. Some of us may have made some money, while others may be regretting about not entering the market earlier. Depending on your market positions, a downturn may be good news to you. If news [...]
The Straits Times reported on front page today that another 5-room HDB has been transacted at a record $720,000. This time, the flat is located at Kim Tian Place, which is in Bukit Merah area, another central location. This follows from yesterday’s news of a Jalan Membina 5-room being sold at $675,000. I did a [...]
Read the full article at Another HDB recordThe New Paper reported today that a 5-room HDB flat in Jalan Membina has been sold for a record-breaking $675,000. The apartment is sold even before a valuation has been done on it. I did a check on the recent resale transactions in Jalan Membina for 5-room flats and found that there have been only [...]
Read the full article at Record HDB priceBanks have access to your credit payment history. They use the information to assess your creditworthiness – whether you are able to repay your loans or clear your monthly card balance. You can also obtain your own report electronically, as reported in Sunday Times today. First, a quick note on the Credit Bureau Singapore (CBS). [...]
Read the full article at Check your credit historyWhile we’re still talking about investing in funds, the Business Times published a very interesting article by Larry Haverkamp, who is perhaps better known as Dr Money of the New Paper. Larry did a study on some 325 funds in the CPF Investment Scheme (CPFIS). He found that, not surprisingly, fund returns are random from [...]
Read the full article at Sack your fund managerTan Kin Lian has this advice for us in his weekly column in My Paper: buy low-cost index funds. He cited an analysis done by John Bogle of the Vanguard Group. According to Bogle’s analysis of 355 funds, which work in the same way as our unit trusts and more recently “structured products”, only a [...]
Read the full article at Buy low-cost index fundsIn short, the more expensive may not be good, but the higher yield may not be better. When buying properties, you should at least consider the following factors and weigh your options: Price. Freehold properties are generally more expensive than leasehold properties, due to the fact that the land tenure for freehold properties lasts, well, [...]
Read the full article at Freehold and leasehold differencesIf you intend to own a second property (for investment) and to take up a loan to finance the purchase, the Sunday Times has the following pointers for you: Keep your debt service ratio low. Your debt service ratio is calculated by taking the sum of all your monthly loan repayments (car, mortgage, renovation, personal [...]
Read the full article at Second home loanContinuing on the topic of property investment, let’s talk about property vs stocks. While both are regarded as good ways to invest your money, there are fundamental differences between real estate and stocks: Liquidity. Stocks are traded in a “near efficient” market. This means you can buy and sell shares at their market value and [...]
Read the full article at Property and stocks
» in Salary.sg Forums |
|||
| RatingTitle | Replies | Views | |
 |
Getting MBA worth? | 0 | 1 |
|
Banking for HNWI / Private Banks | 0 | 26 |
|
Constituency Manager (People...
( 1 2 3... Last Page)
|
55 | 5,381 |
|
I versus Foreign Talent
( 1 2 3... Last Page)
|
32 | 3,513 |
|
What do you spend your salary on ?
( 1 2)
|
15 | 1,581 |
 |
|
You are currently browsing the archives for the Investment category.
. reasons are obvious if you scroll down this forum –...