Investment

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Archive for the 'Investment' Category

Why are there Recessions?

Thursday, November 22nd, 2007

Why are there economic fluctuations? Why will there always be boom times and downturns?
There are many theories: businesses and governments over-investing, banks over-lending, people over-spending, and even politics.
Without doubt, there is always true underlying economic growth with all the innovations and true productivity improvement.
However, the economy in the real world will always have ups and [...]


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How Not To Beat Inflation

Sunday, November 18th, 2007

As reported in the media, inflation is rising. To put it simply, the cost of living is going up, up, up.
Contrary to “mainstream” strategy, which is to put your money in investments, I think the right way is to buy low sell high.
And it is my firm belief that prices are high now. Consumer goods [...]


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Property Deferred Payment Scheme Withdrawn

Friday, October 26th, 2007

If you’re about to buy an apartment, bad luck. URA has just announced that the government has withdrawn the Deferred Payment Scheme with immediate effect.
The Deferred Payment Scheme is a form of progress payment that allows the property buyer to defer the bulk of the purchase payment to a later date. Although property developers have [...]

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Next downturn “severe”

Monday, July 16th, 2007

Former remisier king in an interview with the Business Times said:
“Today’s bull run can get cut short by a number of things. Just like our recent experience with Sars, … the least expected thing can happen at the wrong time. I got a feeling the next downturn will be very severe.“
But don’t sell everything yet. [...]

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Sell high buy high

Sunday, July 15th, 2007

I just read this thread in Wallstraits forum. Besides the interesting stories of friends making bucket loads of money from property flipping, here are some good pointers I gather from the thread:

If you only have one property – i.e. the one you’re staying in – if you sell now (sell high), you’ll also need to [...]

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Property now “underweight”

Thursday, July 12th, 2007

JP Morgan have given an “underweight” rating on Singapore property stocks. In other words, it’s not recommended to invest more into Singapore property stocks.
According to the Business Times, a JP Morgan report says that the short-term private housing supply crunch should “normalise” in 1 to 2 years’ time. More units will be completed in 2009 [...]

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Of property, career and cars

Sunday, July 8th, 2007

Juxtapose the profiles of 2 rich men – 1 of whom very rich – and you get some idea of how they grow their money.
Featured in Sunday Times today are decamillionaire couple George Raymond Zage III and his wife Kathleen Zage, and a rather rich insurance veteran Stanley Jeremiah.
Here’s what I gather from the information [...]

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Buy low sell high 2

Friday, July 6th, 2007

The buy low sell high strategy makes so much perfect sense, it’s hard to understand why people are still flooding to buy stocks and property at this time. (Perhaps they want to buy high and sell higher.)
To make money, we should invest a couple years earlier, not now.
When you see undergraduates and housewives – who [...]

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Private home prices up to pre-crisis levels

Tuesday, July 3rd, 2007

The private residential property price index shows that private home prices are now at a level surpassing the most recent boom in 1999. In fact, it’s heading north, up a steep curve, toward the peak level reached in the period just before the 1997 Asian financial crisis.

The index, tracked by Urban Redevelopment Authority, is now [...]

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Structured products are bad

Tuesday, July 3rd, 2007

Tan Kin Lian claims structured products are bad in his column in My Paper, saying “I am not aware of any structured product that has produced a good outcome for the investor.”
A structured product is a packaged investment product that is based on derivatives such as options. It guarantees protection of the principal (your initial [...]

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