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	<title>Salary.sg - Your Salary in Singapore &#187; Investment</title>
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	<description>All about Income, Jobs, Career, and Investment in Singapore</description>
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		<title>Highest Interest Rate</title>
		<link>http://www.salary.sg/2012/highest-interest-rate/</link>
		<comments>http://www.salary.sg/2012/highest-interest-rate/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 07:21:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment]]></category>
		<category><![CDATA[Other Money Matters]]></category>

		<guid isPermaLink="false">http://www.salary.sg/?p=696</guid>
		<description><![CDATA[We don&#8217;t invest all our cash. Most of us keep some cash in a savings account, whether to pay bills or to invest when the opportunity comes. So which bank in Singapore gives us the highest interest rate for a savings account? We are not talking about money market funds or time deposits (aka fixed deposits). We [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Additional Buyer&#8217;s Stamp Duty Calculator</title>
		<link>http://www.salary.sg/2011/additional-buyers-stamp-duty-calculator/</link>
		<comments>http://www.salary.sg/2011/additional-buyers-stamp-duty-calculator/#comments</comments>
		<pubDate>Wed, 07 Dec 2011 15:16:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment]]></category>
		<category><![CDATA[Other Money Matters]]></category>

		<guid isPermaLink="false">http://www.salary.sg/?p=683</guid>
		<description><![CDATA[MND and IRAS have just announced an Additional Buyer&#8217;s Stamp Duty (ABSD) for all private properties &#8211; including condominiums, private apartments and landed property &#8211; bought from 8 Dec 2011. This ABSD is levied &#8220;over and above&#8221; the existing Buyer&#8217;s Stamp Duty. For foreigners and corporate entities, the ABSD is 10% of the property price [...]]]></description>
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		<slash:comments>6</slash:comments>
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		<title>Buy Property &#8211; Right Time?</title>
		<link>http://www.salary.sg/2011/buy-property-right-time/</link>
		<comments>http://www.salary.sg/2011/buy-property-right-time/#comments</comments>
		<pubDate>Sun, 23 Oct 2011 18:34:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment]]></category>

		<guid isPermaLink="false">http://www.salary.sg/?p=671</guid>
		<description><![CDATA[Are you buying property now? Is it the right time? Yesterday&#8217;s Sunday Times gave us 2 perspectives. First, there&#8217;s an interview with a tycoon who has businesses in property development. When asked how many properties he owns, the four-time head of Redas has this to say about property in Singapore: &#8220;I haven&#8217;t invested in property [...]]]></description>
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		<slash:comments>10</slash:comments>
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		<title>Property Crash Coming? (See Graph)</title>
		<link>http://www.salary.sg/2011/property-crash-coming-see-graph/</link>
		<comments>http://www.salary.sg/2011/property-crash-coming-see-graph/#comments</comments>
		<pubDate>Wed, 17 Aug 2011 09:23:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment]]></category>

		<guid isPermaLink="false">http://www.salary.sg/?p=655</guid>
		<description><![CDATA[The URA property price index is at a historical high. While the stock markets around the world are turning bearish, it is still anyone&#8217;s guess as to whether the Singapore property market is heading for a crash. To argue against a crash, property bulls will cite the extremely low mortgage interest rates offered by the [...]]]></description>
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		<slash:comments>8</slash:comments>
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		<title>HDB Income Ceiling</title>
		<link>http://www.salary.sg/2011/hdb-income-ceiling/</link>
		<comments>http://www.salary.sg/2011/hdb-income-ceiling/#comments</comments>
		<pubDate>Sun, 14 Aug 2011 13:05:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment]]></category>
		<category><![CDATA[Other Money Matters]]></category>

		<guid isPermaLink="false">http://www.salary.sg/?p=650</guid>
		<description><![CDATA[The HDB Income Ceiling will be raised to $10,000 for BTO flats and $12,000 for ECs (executive condominiums). [Update 15th Aug 2011: The revised HDB income ceiling will take effect today, 15th Aug 2011. Source: Straits Times.] Previously, the respective ceilings were $8,000 and $10,000. This was just announced by PM Lee Hsien Loong in [...]]]></description>
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		<slash:comments>8</slash:comments>
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		<title>Invest During Recession</title>
		<link>http://www.salary.sg/2011/invest-during-recession/</link>
		<comments>http://www.salary.sg/2011/invest-during-recession/#comments</comments>
		<pubDate>Sun, 07 Aug 2011 16:06:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment]]></category>

		<guid isPermaLink="false">http://www.salary.sg/?p=647</guid>
		<description><![CDATA[Did you regret not exploiting the previous downturn? If you had invested in blue chip stocks around March 2009, plus/minus 1 or 2 months, and sold early this year, you would have doubled your investments. Even if you sold in October 2009, just a mere 7 months after the market bottomed, you would have made a [...]]]></description>
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		<slash:comments>9</slash:comments>
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		<title>33% Private Property Buyers are Foreigners and PRs</title>
		<link>http://www.salary.sg/2011/33-percent-private-property-buyers-are-foreigners-and-prs/</link>
		<comments>http://www.salary.sg/2011/33-percent-private-property-buyers-are-foreigners-and-prs/#comments</comments>
		<pubDate>Sat, 25 Jun 2011 16:19:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment]]></category>
		<category><![CDATA[Other Money Matters]]></category>

		<guid isPermaLink="false">http://www.salary.sg/?p=632</guid>
		<description><![CDATA[When Straits Times reported on the research by DTZ, it said: &#8220;FOREIGN home buyers snapped up 16 per cent of all private homes sold in the first quarter &#8211; the highest quarterly percentage since data became available in 1995.&#8221; We all are familiar by now that when the government and the media use the term [...]]]></description>
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		<slash:comments>8</slash:comments>
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		<title>The Best Term Insurance for Male Citizens</title>
		<link>http://www.salary.sg/2010/the-best-term-insurance-for-male-citizens/</link>
		<comments>http://www.salary.sg/2010/the-best-term-insurance-for-male-citizens/#comments</comments>
		<pubDate>Wed, 24 Nov 2010 03:43:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment]]></category>
		<category><![CDATA[Other Money Matters]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.salary.sg/?p=590</guid>
		<description><![CDATA[If you are a male citizen who has served NS (or is still serving), the SAF Group Term Life Insurance by Aviva is perhaps the cheapest term insurance you can get. Term insurance is also known as &#8220;pure protection&#8221; insurance. It does not include any investment component, unlike ILPs and other investment-linked life policies. The [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Even Actuaries Don&#8217;t Buy Whole Life and Investment-Linked Insurance Plans</title>
		<link>http://www.salary.sg/2010/even-actuaries-dont-buy-whole-life-and-investment-linked-insurance-plans/</link>
		<comments>http://www.salary.sg/2010/even-actuaries-dont-buy-whole-life-and-investment-linked-insurance-plans/#comments</comments>
		<pubDate>Sun, 07 Nov 2010 14:56:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment]]></category>
		<category><![CDATA[Other Money Matters]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.salary.sg/?p=586</guid>
		<description><![CDATA[In the insurance industry, an actuary is a technical specialist whose job is to analyse the likelihood that policy holders make claims against their insurance policies. Actuaries use mathematics, economics, computer science, finance, probability and statistics, and even business skills in their work. If actuaries themselves don&#8217;t buy whole life and investment-linked policies, what does it say [...]]]></description>
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		<slash:comments>8</slash:comments>
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		<title>Avoid Investment-Linked Policies. Buy Term Insurance</title>
		<link>http://www.salary.sg/2010/avoid-investment-linked-policies-buy-term-insurance/</link>
		<comments>http://www.salary.sg/2010/avoid-investment-linked-policies-buy-term-insurance/#comments</comments>
		<pubDate>Thu, 28 Oct 2010 09:00:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment]]></category>
		<category><![CDATA[Other Money Matters]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.salary.sg/?p=584</guid>
		<description><![CDATA[Tan Kin Lian wrote an excellent letter on term insurance to the ST, which today had an editorial article on the same topic. If you don&#8217;t know him, Tan Kin Lian was the ex-CEO of NTUC Income, one of the largest insurance companies in Singapore. He served 30 years as CEO (!!) and retired in [...]]]></description>
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		<slash:comments>16</slash:comments>
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