Comments on: Where to buy Term Insurance?

By: cw

cw — Wed, 23 Jun 2010 23:36:56 +0000

Thanks guys.

I saw in a blog, forgotten the link.A non smoker man , age 33 got a tpd + death coverage for a million, 25 years term for $128.50 p.m.

It is cheaper than NTUC I-term.

By: ys

ys — Wed, 23 Jun 2010 16:35:52 +0000

Hi CW, I recommend NTUC, Tokio marine (it absorbed TM Asia Life), and Aviva. I’m not an agent. I myself bought from these three about a year ago.

By: WK

WK — Wed, 23 Jun 2010 12:05:56 +0000

I recently got Aviva’s Level Term plan. Price better than NTUC Income (to my surprise). Ask around for a few quotes will be good for comparision. Can also get thru an IFA agent.

By: try ntuc income

try ntuc income — Wed, 23 Jun 2010 12:01:37 +0000

try ntuc income. just walk in to any of their offices and ask for a quotation on the spot.

By: GH

GH — Wed, 23 Jun 2010 10:17:39 +0000

I guess cheap and good usually don’t come together and I don’t want to give you false hope. You may want to seek different options before making a decision.

By: CW

CW — Wed, 23 Jun 2010 10:03:31 +0000

May i know where to get CHEAP AND GOOD term life policy, for at least 25 years?

tks

By: ck

ck — Wed, 25 Nov 2009 09:21:02 +0000

Why did pp say term has temp coverage only? And some even say it last only till 70 yrs of age. A good IFA will tell you there are term insurance which cover a person till 99 years old. HSBC do sell them. There is also a decreasing term insurance whereby the coverage will decrease gradually over the coverage period.

By: adrian

adrian — Wed, 05 Aug 2009 13:21:25 +0000

adrianna, where are you ?

By: Gene

Gene — Mon, 03 Aug 2009 05:53:53 +0000

..and really, the most important thing is still the human touch in the insurance industry and not just the cheapest product. IF you dont feel the advisor is being honest, change him/her immediately

By: Gene

Gene — Mon, 03 Aug 2009 05:50:53 +0000

saw my last comment a least a year back, did not realise this thread is so active recently. Anyway, I have lots of clients with term insurance and it is really a matter of individual preference and they appreciate my frankness in the differences and that they are willing to accept the fact that the coverage will be temporary only. At the end of the day, I believe that ethical and honest advisor do and will stay long in the business. =)