Here’s an excellent answer from someone:

http://sg.theasianparent.com/articles/singapores_falling_birth_rates#comment-1445

“Hey folks,

I’lll tell you the REAL reason(s) why Singaporeans are not giving birth as follows:

1) People getting smarter and realising that children are good-for-nothing, eating-machines that may or may not take care of you when you’re old. It’s a big risk for so much time/money/heartache.

2) A big risk, if your kids turn out well, firstly, “touch wood” no defects (e.g. birth defects), for which YOU the parent & the child will be suffering for the rest of your life.

3) Thereafter, you have to take care of all kinds of nonsense from toddler brats, to worrying about their school performance, exams, mixing with the wrong crowd, teenage pregnancy, drugs, gangs, tatoos, their future spouse…etc.etc. more vices in the modern world than you have MTV channels.

4) Even after much struggle for decades, and hopefully with good memories along the way, IF (that’s a BIG IF), your child turns out to be a great doctor/lawyer/successful whatever, don’t assume that they will not kick your sorry ass to some old-folks home in Johor Bahru, if you don’t have some big inheritance for them. Look, they will have their own problems & busy schedules when they grow up…just like you have yours now.

5) Ask yourself, do you have traits of Brad Pitt / Jennifer Aniston / Eienstein / Warren Buffett / Michael Phelps / Tiger Woods etc. Do you & spouse have great intelligence/physique/beauty or tons of money? If not, what are the chances that you will pro-create a better human being that will prosper in this highly competitive world ? You need lots of $ to educate your child today to compete effectively in tomorrow’s complex world. We don’t live in fishing villages anymore, and if your child is not given the best in learning, thinking skills, technology, social behaviours etc. etc., they will lose out to the richer & better endowed kids. I have seen VAST differences between the behaviours/skills of Hokkien-vulgarities-expert average bloke and those that have a certain “finesse” in the way they talk & perform their work…and easy to see who comes from the better or richer family with healthier exposure. No prizes for guessing who wins the promotion or better jobs in this highly competitive world….and the cycle repeats often.
Yeah, I know all the philosophy about “Humans are not skin-deep”, or “Nature vs. Nurture” so on and so forth, but lets get real. until genetic engineering is legalised, read the science yourself, chances are, you’re lucky if your child is mediocre in all respects and not worse than average.

6) So, why create more average Joe’s/Janes when the world is already over-populated, polluted and filled with wars, pestilence, poverty and unimaginable suffering.

7) Ask yourself why the government have such a damn interest in your personal decision to have children or not? You think the government really CARE about you? NO! They care about their future tax dollars and sufficient manpower/slaves to feed the current elitist power structures. They are running short of NS men and also work slaves tax base to feed off. That’s why they are even willing to pay a bit of $ upfront to “BS” the public into having more kids. You think the government will bother about your kids if you lose your job or your baby starts screaming at 3am everyday?

People getting more rational, especially women and starting to question WHY have kids? Seriously, if one ignores the social pressure to “conform” to what’s “always been like this” mode, there really aren’t many good reasons to have kids/progeny in today’s world. That’s why the government and all the powers-that-be never REALLY go down to the root issues above and they just blather on and try to appeal to the baser instincts of humans with a little bit of peanut money. They only need to entice you once into having kids, and thereafter, YOU (not the government) takes care of all the hassles/nonsense downstream of upbringing & maintaining their tax base. Classic “con” job.”

An acquaintance told me her online account with Stanchart gets 1% interest because it is “linked” to a CDA account. I didn’t manage to find out more from her as it was a quick conversation. Can anyone tell me more?

Appreciate any help.

Do we really want to coerce people to pro create? That’ll just lead to more problems.

You guys should read this article:

It gives great insight to why Singaporeans are NOT procreating…

http://sg.theasianparent.com/articles/Singapores_falling_birth_rates